What is a VA Loan?

A VA Loan is federally sponsored by the Veterans Administration for the purpose of helping veterans and active service members become homeowners.

What Are the Benefits of a VA Loan?

VA Loans require no down payment, typically have limited closing costs and are a lifetime benefit for veterans and active service members, meaning it can be used multiple times.

How Do I Apply for a VA Loan?

If you’re an active service member or a veteran, we’d be happy to help you get started. To learn more and find out if you qualify, contact one of our knowledgeable loan officers.


  • 100% Financing for Purchase Transactions IRRRL (Interest Rate Reduction Refinancing Loan)
  • VA Cash-Out Transaction (100% LTV)
  • VA Energy-Efficient Mortgage (EEM)
  • VA High Balance


Get Preapproved Today

Our easy preapproval process gives you the preliminary answers you need to qualify, so you can borrow the maximum amount you need to purchase your dream home.


NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org