What is a Conforming Loan?

A Conforming Loan, also called a Conventional Loan, is a loan that “conforms” to the specific guidelines of Fannie Mae and Freddie Mac, two government-backed mortgage companies that were formed to make homeownership possible for many people.

What Are the Benefits of a Conforming Loan?

You will benefit from a conforming loan’s standard eligibility, competitive pricing, and affordable features.

How Do I Apply for a Conforming Loan?

One of our loan specialists will be happy to review your unique situation to determine what type of Conforming Loan is right for you.

PROGRAM HIGHLIGHTS

  • Fixed Rate
  • Cash-Out Transactions
  • FNMA Homestyle
  • Multiple Properties (up to 10 Financed)
  • Conforming High-Cost Loans
  • 97% Conventional Financing

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Preapproval in Minutes

Our fast and easy preapproval process gives you the preliminary answers you need to qualify, so you can borrow the maximum amount you need to purchase your dream home.

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NP, Inc. (NMLS # 75597) dba - NP Incorporated; Premier Mortgage Associates; Signature Mortgage & Lending; Villa Home Loans; U.S. Mortgage of California; U.S. Mortgage of Nevada; U.S. Mortgage of Wisconsin; NP, Inc.; License No. MB.6761251, James R. Thompson Center, IDFPR-Residential Mortgage Banking, 100 W. Randolph, 9th Floor, Chicago, IL 60601, (844) 768-1713; Complaints – TEXAS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. nmlsconsumeraccess.org