What is a Jumbo Loan?

A Jumbo Loan is an option for buyers whose home price exceeds the local area loan limit for conventional conforming programs.

What Are the Benefits of a Jumbo Loan?

This type of loan is beneficial for homebuyers financing a more expensive property, which in most counties includes anything above $548,250, as determined by the FHFA.

How Do I Apply for a Jumbo Loan?

To prequalify for a Jumbo Loan and learn about our competitive rates, contact one of our mortgage specialists who can assist you with your financing needs..

PROGRAM HIGHLIGHTS

  • Loan Amounts of up to $10M (Higher in Some Cases)
  • Delayed Financing
  • Fixed-Rate Mortgages (10–30 Year Terms)
  • Cash-Out Transactions for Second Homes
  • In-House Underwriting
  • No Mortgage Insurance with Non-QM

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Preapproval in Minutes

Our fast and easy preapproval process gives you the preliminary answers you need to qualify, so you can borrow the maximum amount you need to purchase your dream home.

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NP, Inc. (NMLS # 75597) dba - NP Incorporated; Premier Mortgage Associates; Signature Mortgage & Lending; Villa Home Loans; U.S. Mortgage of California; U.S. Mortgage of Nevada; U.S. Mortgage of Wisconsin; NP, Inc.; License No. MB.6761251, James R. Thompson Center, IDFPR-Residential Mortgage Banking, 100 W. Randolph, 9th Floor, Chicago, IL 60601, (844) 768-1713; Complaints – TEXAS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. nmlsconsumeraccess.org