What is a Bond Loan?

Bond Loan Programs are partially funded by mortgage revenue bonds issued by state and local governments. This allows lenders to offer lower interest rates for this loan product, making it ideal for borrowers with low to moderate incomes.

What is a DPA Loan?

A DPA Loan Program, or Down Payment Assistance Program, helps reduce the amount needed for a down payment through the use of loans and grants.

How Do I Apply for a Bond/DPA Loan?

To explore your options for a Bond/DPA Loan, contact one of our experienced mortgage specialists who can review your unique situation and determine what type of financing is best for your family.

PROGRAM HIGHLIGHTS

  • Variety of Bond and DPA Programs
  • We Continue to Add Programs Offered by Local, State, County, and City Governed Agencies

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Preapproval in Minutes

Our fast and easy preapproval process gives you the preliminary answers you need to qualify, so you can borrow the maximum amount you need to purchase your dream home.

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NP, Inc. (NMLS # 75597) dba - NP Incorporated; Premier Mortgage Associates; Signature Mortgage & Lending; Villa Home Loans; U.S. Mortgage of California; U.S. Mortgage of Nevada; U.S. Mortgage of Wisconsin; NP, Inc.; License No. MB.6761251, James R. Thompson Center, IDFPR-Residential Mortgage Banking, 100 W. Randolph, 9th Floor, Chicago, IL 60601, (844) 768-1713; Complaints – TEXAS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. nmlsconsumeraccess.org