What is an FHA Loan Program?

FHA loans are backed by the Federal Housing Administration, allowing FHA-approved lenders to offer financing to borrowers who might not otherwise qualify.

What Are the Benefits of an FHA Loan Program?

An FHA loan doesn’t require a large down payment, making it a great loan option for homebuyers with lower credit scores or limited savings.

How Do I Apply for an FHA Loan?

To review your FHA options and find the best financing for your family’s unique situation, contact one of our experienced loan officers today.


  • FHA 203 (h) Mortgage Insurance for Disaster Victims
  • Streamline Refinance
  • $100 Down REO
  • Good Neighbor Next Door (GNND)
  • Energy-Efficient Mortgages
  • Purchase, Refinance, Streamline, Cash Out, Condos, Disaster Relief
  • Solar Wind Technology


Get Preapproved Today

Our easy preapproval process gives you the preliminary answers you need to qualify, so you can borrow the maximum amount you need to purchase your dream home.


NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org