Nichole Guthneck

Nichole Guthneck

BRANCH PRODUCTION MANAGER

NMLS #173422 | FL LO33627 | NJ 0519052 | NC – I-147090 | PA – 28119
[email protected]
Cell: 732.814.6249
Fax: 888.712.2216
1200 N. Federal Hwy., Suite 300
Boca Raton, FL 33432

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Bio

For the past 24 years I have helped consumers like you get into the right mortgage loan by navigating them through the process. Experience matters and since 1996 I have been working with consumers directly by placing consumers in the right mortgage loan for each and every situation. I will celebrate my 25th year of serving consumers for mortgage lending going into 2021 and look forward to continuing my pursuit of excellence in the mortgage industry by helping consumers receive the right mortgage at the best interest rate. Many banks will offer you a mortgage loan for your purchase or refinance but I will actually take the TIME to place you into the RIGHT loan. You will receive an experience filled with excellence, a competitive interest rate and outstanding service from myself and my team. I will guide you through the entire process from your initial request for a mortgage on your new home purchase or refinance and the entire way through closing. Communication is key and banks are only open from 9 am to 5 pm to service you but myself and team are available outside of the normal banker hours and are text and email friendly to provide you with quick response times. I offer VA Mortgage Loans, FHA Mortgage Loans, Conventional Mortgage Loans, FHA 203-K Rehab Loans & Jumbo Mortgage Loans.

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Understanding Our Loan Process

SEE OUR LOAN PROCESS

Clear And Constant
Communication

Our convenient mobile app makes it easy to stay in touch with your loan officer and view your loan status every step of the way. Best of all, your information and messages are always safe and secure.

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Why Choose Premier Mortgage Associates?

We Really Listen
At PMA, we listen to your needs, wishes, and requirements, and use that information to build the best loan for you. Our seasoned team members are dedicated to making your loan experience a stress-free and seamless one. They ensure the loan products they select for you are based on what you want, not what they think you need.
We Treat You Like Family
Relationships matter, which is why establishing a connection with you is always our first step. Our relationships with clients, realtors, business partners and borrowers last long after a loan is closed—in fact, most of our clients regularly refer their friends and family to us. Their gratitude for how we've handled their loan with white-glove service from origination to close and every tiny detail in between makes us proud to do what we do.
We’re Innovative Thinkers
We are always focused on raising the bar higher and making our loan processes as seamless as possible. We are continually adding new platforms and advanced systems to make our workflows more efficient and our client interactions smoother, so you benefit from the highest-quality lending experience. As a team, we collectively strive to stay ahead of trends as we achieve the goals we set forth for ourselves and for you.
We Use Cutting-Edge Technology
We use the latest, best-in-class financial technology, which enables us to input and store your data securely, and move the loan process through the pipeline without delays. Our highly experienced IT team is committed to ensuring the highest level of client privacy, so your data is always safe and secure throughout the entire loan process.

For licensing information, go to: nmlsconsumeraccess.org

Texas Residents: Consumers wishing to file a complaint against a mortgage company or residential mortgage loan originator licensed in Texas should send a completed complaint form to the Department of Savings and Mortgage Lending (SML): 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705; Tel: 1-877-276-5550. Information and forms are available on SML's website: sml.texas.gov

Regulated by the Illinois Department of Financial & Professional Regulation - Illinois Residential Mortgage License # MB.6761251 100 W. Randolph, 9th Floor, Chicago IL 60601 - 1(888) 473-4858 - https://idfpr.illinois.gov

State of Illinois community reinvestment notice - The Department of Financial and Professional Regulation (Department) evaluates our performances in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Arizona Mortgage Banker License # 1004354

Delaware Lender License # 027932

MA Mortgage Broker License MC75597 | MA Mortgage Lender License MC75597

Washington Consumer Loan Company License CL-75597

NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans