Michael Guthneck

Michael Guthneck

BRANCH MANAGER

NMLS #180867 | FL - LO33647 | GA - 71815 | NJ - 0519050 | NC - I-147587 | OH - MLO-OH.180867 | PA - 28114
[email protected]
Phone: 800.590.1404
Cell: 954.870.0594
Fax: 888.712.2216
1200 N. Federal Hwy., Suite 300
Boca Raton, FL 33432

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Bio

I look forward to providing you with an experience that will be filled with premier customer service, mortgage product excellence along with a competitive interest rate. Many lenders will offer you a mortgage loan for your purchase or refinance but I will take the TIME to place you into the right mortgage for your personalized situation. I will share with you my extensive EXPERIENCE and KNOWLEDGE when placing you in the perfect mortgage for your situation. I have more than 15 years of lending experience as a Top Loan Originator for consumers like you striving to purchase their first home, a second home, an investment property or refinance their existing home. You will receive excellence, a competitive interest rate PAIRED with outstanding service. I will guide you through the entire process from your initial request for a mortgage on your new home and the entire way through closing. Myself and my team will cater to your questions, concerns and every request timely and efficiently. I offer VA Mortgage Loans, FHA Mortgage Loans, Conventional Mortgage Loans, FHA 203-K Rehab Loans & Jumbo Mortgage Loans. For Veterans who want to work with a fellow Veteran I served in the United States Marine Corps and understand the specialized needs of active duty military or discharged veterans.

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Understanding Our Loan Process

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Our convenient mobile app makes it easy to stay in touch with your loan officer and view your loan status every step of the way. Best of all, your information and messages are always safe and secure.

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Why Choose Premier Mortgage Associates?

We Really Listen
At PMA, we listen to your needs, wishes, and requirements, and use that information to build the best loan for you. Our seasoned team members are dedicated to making your loan experience a stress-free and seamless one. They ensure the loan products they select for you are based on what you want, not what they think you need.
We Treat You Like Family
Relationships matter, which is why establishing a connection with you is always our first step. Our relationships with clients, realtors, business partners and borrowers last long after a loan is closed—in fact, most of our clients regularly refer their friends and family to us. Their gratitude for how we've handled their loan with white-glove service from origination to close and every tiny detail in between makes us proud to do what we do.
We’re Innovative Thinkers
We are always focused on raising the bar higher and making our loan processes as seamless as possible. We are continually adding new platforms and advanced systems to make our workflows more efficient and our client interactions smoother, so you benefit from the highest-quality lending experience. As a team, we collectively strive to stay ahead of trends as we achieve the goals we set forth for ourselves and for you.
We Use Cutting-Edge Technology
We use the latest, best-in-class financial technology, which enables us to input and store your data securely, and move the loan process through the pipeline without delays. Our highly experienced IT team is committed to ensuring the highest level of client privacy, so your data is always safe and secure throughout the entire loan process.

Texas SML - Mortgage Company License - CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Regulated by the Illinois Department of Financial & Professional Regulation - Illinois Residential Mortgage License # MB.6761251 100 W. Randolph, 9th Floor, Chicago IL 60601 - 1(888) 473-4858 - https://idfpr.illinois.gov

State of Illinois community reinvestment notice - The Department of Financial and Professional Regulation (Department) evaluates our performances in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Arizona Mortgage Banker License # 1004354

Delaware Lender License # 027932

MA Mortgage Broker License MC75597 | MA Mortgage Lender License MC75597

NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans